
Happy Saturday friends! Today I am so excited to share with y'all some last minute January, February, Valentine's Day and New Year Personal Finance resources that are available in the caravan sonnet shoppe at teachers pay teachers! These are the perfect, NO PREP, ready to use resources for this very busy time of the year!
If you would like to go directly to the shop (and other holiday resources like the picture above) you can click HERE! Here are all of the helpful resources...
90 Personal Finance Bell Ringer Question Powerpoint and Journal
I want to make a note that I am SO thankful that this has been SO popular since I listed these items this week! These were and are questions that I constantly use in my personal classrooms and that students have continuously responded well to and have provided a lot of reflection and engagement so this is so wonderful to see how helpful it is to so many teachers already!!
*****5 STAR RATING*****
This 90-question Personal Finance Bell Ringer resource is designed to give teachers a full semester of daily, low-prep engagement, with one question per day that sparks reflection, discussion, and real-world financial thinking. Perfect for high school and college personal finance courses, these bell ringers help students develop money awareness, critical thinking skills, and long-term financial reasoning—without overwhelming your lesson plan.
This NO PREP resource includes:
* PowerPoint (90 slides)
90 personal finance bell ringer questions
* One question per instructional day = a full semester covered
* Questions that range from:
- Money mindset & habits
- Budgeting & spending decisions
- Banking & credit
- Saving & emergency funds
- Investing & compound interest
- Careers, income, and life planning
* Open-ended prompts that work for:
- Written responses
- Think-pair-share
- Whole-class discussion
- Exit tickets or journal entries
Why Teachers Love This Resource
✔ No prep – display and go
✔ Encourages daily financial reflection
✔ Builds financial literacy consistently over time
✔ Works for diverse learning levels
✔ Ideal for sub plans, routine building, and discussion starters
Click HERE to purchase this no prep resource!
One Question Per Day | Semester-Long Resource | High School & College
Build consistent financial literacy habits in your classroom—one thoughtful question at a time.
This 90-question Personal Finance Bell Ringer Journal resource is designed to give teachers a full semester of daily, low-prep engagement, with one question per day that sparks reflection, discussion, and real-world financial thinking.
This NO PREP resource includes:
*2 different word document options: *1 option is a "full journal" with one question per page - and the other is an option of a "half journal" with two questions per page.
- 1 teacher page of guided answer ideas
- 90 personal finance bell ringer questions
One question per instructional day = a full semester covered
* Questions that range from:
- Money mindset & habits
- Budgeting & spending decisions
- Banking & credit
- Saving & emergency funds
- Investing & compound interest
- Careers, income, and life planning
* Open-ended prompts that work for:
- Written responses
- Think-pair-share
- Whole-class discussion
- Exit tickets or journal entries
Click HERE to purchase this no prep resource!
If you would like the bundle of these two items you can purchase it HERE!
Personal Finance Debt Free January Activity
A Critical Thinking & Financial Literacy Interactive Challenge for High School + College Students
Kick off the new year with purpose, problem-solving, and practical money skills!
This Debt-Free January Escape Room is an engaging, low-prep personal finance activity designed to help students think critically about debt, budgeting, credit, and financial decision-making—while working collaboratively to “escape.”
Perfect for January financial literacy units, semester openers, bell-ringer extensions, advisory lessons, or substitute plans, this escape room transforms essential money concepts into an interactive challenge students love.
Click HERE to purchase this no prep resource!
Debt Free January Powerpoint with Guided Notes and Reflection Activity
Looking for a simple and yet effective powerpoint with guided notes and a reflection activity to highlight ways to plan for a debt-free January and start to the new year? This resource is for you! This resrouce will help bring creative engagement and educational knowledge to your lectures with NO prep for you!
Powerpoint Contains 13 Powerpoint Slides with colorful and animated sections on different topics related to starting off with a debt-free January and new year! This is a fun and interactive topic for students in high school and in college!
This resources also comes with guided notes (and a teacher answer key) plus a reflection activity for students that can be done after your lecture!
Click HERE to purchase this no prep resource!
Personal Finance Valentine's Day Powerpoint Resource
Looking for a simple and yet effective powerpoint to highlight ways to save money during the holidays? This powerpoint is for you! This powerpoint highlights 8 ways to save money on Valentine's Day and includes a special page of what college students thought when asked about how much someone should spend! This resrouce will help bring creative engagement and educational knowledge to your lectures with NO prep for you!
Powerpoint Contains 12 Powerpoint Slides with colorful and animated sections on ways to save money on Valentine's Day. This is a fun and interactive topic for students in high school and in college!
This NO PREP resource also comes with guided notes (and a teacher answer key)!
Click HERE to purchase this no prep resource!
If you would like to go directly to these resources (and other holiday resources like the picture above) you can click HERE! These resources are also included in the Personal Finance Holiday Bundle which you can find HERE!
Thank you so much for all of your support of the shoppe! It means so much to me! If you would like to check out the shoppe you can find it HERE! Thank you again friends! Happy Saturday!















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