What Should You Do If You Lose Your Keys?

December 12, 2022

 Have you ever been in this situation? You're in a hurry to get out the door, but your keys, which you need to get where you're going, don't seem to be where you left them. You search and search but can’t find them, and sometimes they never do reappear. You’re not alone if that’s the case. Every year, more than 20 million people in the US lose their car or house keys.

Not only is it annoying, expensive, and time-consuming to lose your keys, but if they fall into the wrong hands, your home, family, and things could be in danger. So, it's important to know what to do and move quickly. Read on for some advice.

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Photo by Kindel Media 

Contact Your Insurance Company

If you have insurance, you can often get help if you lose your car keys or house keys. If you lose your car keys, your insurance might pay for a locksmith or even a towing service if you can't fix the problem right away.

If you have home insurance and lose your key, the insurance company might also send a skilled locksmith to help you get in safely and with as little damage as possible.

Find A Locksmith

You have no choice but to buy a new set of house keys if you've misplaced yours. If your insurance policy doesn't cover a replacement key or you don't have insurance, you'll need to find a reliable locksmith in your area. Without the original key, a competent locksmith can actually duplicate a key that will work in the lock. The price will probably depend on the type of door lock and how long it takes to make a new key. 

Before you call a locksmith to replace your house key, think about whether your lost key is easy to track back to your home. If you think that might be the case, you might want to change your locks instead. This will cost more than a cheap key replacement, but it will give you peace of mind that your lost house keys can't be used to get into your home. 

Call The Police

If you think your keys were stolen instead of just lost, you should also file a report with the police in your area. Several things make this important. When you file a theft claim with your insurance company, they will often ask for a police report. If your keys were stolen along with your purse or wallet, your identity could also be stolen. It will be important to have a paper trail.

Don’t Break Into Your Own Home

Next is exactly what you shouldn't do if you lose your keys. It might be tempting to break into your car or house if you're in a hurry, stuck, or have to get inside for any urgent reason. But no matter how much you want to, you shouldn't break into your car or house unless it's a real emergency. The cost of fixing it could be much higher, and your insurance might not pay for it. It’s best to wait for the locksmith to come and do what they need to do. It might not be ideal, but it really is the best solution.

*contributed post*

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