analyzing credit cards classroom activity five star review / caravan sonnet shoppe / teachers pay teachers
March 31, 2025
⭐️⭐️⭐️⭐️⭐️5 STAR REVIEW⭐️⭐️⭐️⭐️⭐️
“I used this lesson with my eighth grade business finance class. Great real world examples.” /Laurie P./
Rating: 5/5 (extremely satisfied)
Today I am so honored and humbled to share a new 5 star review on one of the resources in the shop! This Analyzing Classroom Activity and Answer Key resource has been a long time favorite in the shop! You can find it HERE!
Thank you so much Laurie for the amazing review!! I am so thankful it was so helpful! If you are looking for a well organized and an easy to use credit card activity and answer key check out this resource today! Comment "credit cards" and I will send you a direct link! Make this busy time of year easy for you!
When I first started teaching personal finance I wasn't even sure where to begin and lots of the materials that are available that can be found (which are extremely limited) seem out of date and very boring. Creating these resources for my students helped bring this material alive in new ways and these activities will help be a foundation for your unit also!
*Word Document Contains 6 pages (3 for student copy/ 3 for teacher including answer key) to help students learn how to analyze a credit card statement. Using a pretend credit card statement (seen in the pictures) this worksheet includes 10 questions to help students practically examine a credit card statement. This would be perfect for a personal finance class. This will work perfectly with the Semester Finance Bundle or any of the Personal Finance Resource section, specifically the Credit Card/Personal Loan/Bankruptcy Unit Bundle (HERE).
This activity/assignment is specifically helpful if you are wanting dive deeper into this financial aspect of credit cards, need a substitute filler around this time period or a way to sensitively introduce the concept of credit card debt for a later unit. However you are using this- this will be a way to help students (and their families!) think about this subject in new ways and help this come alive for your students.This resource will help bring creative engagement to your lectures!
Click HERE to go directly to this resource!
Happy Monday friends! I hope you have a wonderful day!
If you've ever found yourself delaying a visit to a doctor or health professional due to something embarrassing, rest assured, you're not alone. Many individuals, just like you, have certain health concerns they feel uncomfortable discussing, even with medical professionals.
However, it's important to remember that overcoming this embarrassment can lead to a significant improvement in your quality of life. Seeking treatment means you're taking steps to resolve your health issue. But how can you move past what is holding you back and get the treatment you need to boost your health?
Online Options
One way to get the help you need is to consult with an online doctor or pharmacist. You can do this by scheduling a virtual appointment or sending a message through a secure platform. They can advise you on a wide range of health issues and even issue a prescription if necessary, which you can fulfill at a reputable, cheap online pharmacy. This method allows you to receive care and treatment while maintaining your privacy and avoiding face-to-face interactions.
Write It Down
If you feel you will struggle to get the words out or discuss what is wrong with your doctor, you can write things down for them to read. Be as descriptive as you can and detail everything you feel you might not be able to say out loud. From here, your doctor can take control of the conversation and guide you to a suitable resolution.
Tell Your Doctor
Simply telling your doctor you are embarrassed can open up the conversation. As doctors, they are accustomed to dealing with a wide range of complex health conditions, and embarrassing topics are part and parcel of the job. They will not be shocked or want to make you feel worse than you already do. So, allowing them to understand how you are feeling can mean they can get to the bottom of things with you without making you feel worse than you already do.
Choose A Doctor You Trust
If possible, wait until you can get an appointment with your preferred doctor to talk to them about your health condition or situation. The more comfortable you feel about who you are talking to, the easier it will be to open up about your health. This is paramount, especially if you are putting things off or feel massively concerned about revealing what you are living with. Remember, they are there to help but can only help if you confide in them.
Bring Someone With You
If you really do feel comfortable at all or you need moral support, take someone with you you can confide in and who can help you discuss the topic at hand. It is irrelevant to be told not to feel embarrassed that doesn’t help anyone, but another person who doesn't feel embarrassed and will support you can be a great help in getting the treatment you need and uncovering your path back to full help. They can take control of the conversation with your permission and answer questions as needed.
*contributed post*
Happy Thursday friends! I am so excited to share with y'all an updated and expanded resource for one of the best selling products in the caravan sonnet shoppe at teachers pay teachers! This is a resource for personal finance teachers at the high school or college level.
This resource contains 5 Powerpoint Slides with with colorful, animated, engaging, and educational sections on on 11 Banking Security Tips for Everyone and what to do if you are a victim of fraud! This will be a wonderful resource to introduce or use with the checking account topic with your students!! This Powerpoint specifically explains 11 Tips for Security and what to do if you are a victim of fraud. This is truly a ALL in one banking security tips resource!
This Powerpoint Presentation was created for easy instructional use. These 11 tips are also particularly helpful for time fillers or sponge activities. Whether you are using this for a time filler, a way to help students think about the names in new ways, a sponge activity, a substitute plan, or just looking for this subject to come alive for your students, this resource will help bring creative engagement to your lectures! This will help you in your discussion of this topic!
The cost of the powerpoint with guided/scaffolded notes is only $2.00(!!) and with 5 slides it is a resource that can be used every year for your classroom needs!
This resources also includes:
Guided/Scaffolded Notes
Guided/Scaffolded Notes come with three options:
(1) Fill in the Blank Notes (with answer key)
(2) One Slide a Page with Note Space Below
(3) Multiple Slides a Page with Mini Note Sections to the Right
This resource is also part of the 5 STAR RATED Checking Account Unit Bundle which you can find HERE!
Thank you so much for all of your support of the shoppe! If you would like to check out the shoppe you can find it HERE! This shoppe has been an incredible blessing and you are making this possible!! Thank you again friends! Happy Thursday!
A job interview is one of those moments where you want to be at your absolute best. It’s the first time your potential employer gets to see you in action, and whether you land the job or not often depends on how you present yourself. It’s not just about what you say. It’s about how you dress, how you carry yourself and even how you handle the small talk before the real questions start rolling in. If you’re looking to make a killer first impression, here’s everything you need to knowhttps://www.pexels.com/photo/woman-in-a-job-interview-4344878/
https://www.pexels.com/photo/woman-in-a-job-interview-4344878/ Dress the Part
The way you dress is the first thing people notice about you. You don’t want to be the person who walks into the room looking like they just rolled out of bed, but at the same time, you don’t want to go overboard and look like you’re trying too hard. Stick with something professional yet comfortable. If you’re going for a corporate job, a well-fitted suit is the way to go. If it’s a more casual workplace, smart business casual will do the trick.
Make sure your clothes are clean and wrinkle-free. Shoes should be polished, and whatever you do, don’t forget deodorant. The last thing you want is for your interviewer to remember you for the wrong reasons.
Accessorise!
Little details can elevate your look and make you seem more polished. A watch, a neat pair of earrings or a classic necklace can subtly show that you put effort into your appearance. Keep it simple though. You don’t want to be jingling every time you move your hand or have something so flashy that it distracts from what you’re saying. The goal is to look put together, not like you’re heading to a red carpet event.
Be on Time
If there’s one thing that can ruin your first impression instantly, it’s showing up late. Even if you have the best excuse in the world, all your interviewer will see is someone who didn’t plan ahead. Give yourself extra time to get there. If your interview is at 10, aim to be in the area by 9:30. That way, even if something unexpected happens, you’ve got a buffer. And, if for some unavoidable reason you are running late, call ahead. A quick, polite heads-up is far better than strolling in twenty minutes late with a long-winded excuse.
Be Confident
First impressions are formed within seconds, and your greeting plays a huge role in that. Walk in with your head up, make eye contact and give a firm handshake. Nobody likes a limp handshake, and nobody enjoys an overly aggressive one either. Find a balance. When you introduce yourself, speak clearly and with a bit of energy. It shows enthusiasm, which is always a plus.
Work on Your Body Language
You can say all the right things, but if your body language is off, it won’t matter. Slouching makes you look uninterested. Crossing your arms can make you seem closed off. Fidgeting too much makes you look nervous. The best thing to do? Sit up straight, lean in slightly when the interviewer is speaking and keep your hands relaxed. If you naturally talk with your hands, that’s fine, just don’t let them go wild.
Be Ready for Small Talk
Most interviews start with a bit of casual conversation before the real questions begin. This is your chance to warm up and show a bit of personality. If they ask how your day has been, don’t just say, “Good.” Add something like, “Pretty good! I got here early, so I had time to grab a coffee from that place down the street. Have you been there?” Something small like that keeps the conversation flowing naturally.
If they bring up the weather or recent events, go along with it. Avoid controversial topics, though. This isn’t the time to start a heated debate about politics or anything that could get awkward fast.
Be Prepared Without Sounding Scripted
There’s a fine line between being prepared and sounding like you’ve rehearsed every word. You should absolutely know common interview questions and have an idea of how you’ll answer them. But don’t just memorize responses. Instead, have key points in mind so you can answer naturally. If you get a question you weren’t expecting, take a second to think before answering. A short pause is better than blurting out something just to fill the silence.
Show Genuine Interest
If you want to make a great impression, show that you actually care about the job. Do your research on the company beforehand. Know what they do, who their competitors are and any recent news about them. If they ask why you want to work there, have a real answer. Saying, “I just need a job” isn’t going to cut it.
When they tell you about the role, engage with what they’re saying. Nod, react appropriately and ask follow-up questions. If they mention a challenge they’ve been facing, ask how they’re working to solve it. This makes it clear that you’re not just there to get through the interview but are genuinely interested in the company and what they do.
Have Questions Ready
At the end of most interviews, they’ll ask if you have any questions. Saying “No, I think you covered everything” makes you seem uninterested. Have a couple of thoughtful questions lined up. Ask about team dynamics, company culture or what success looks like in the role. If you’re feeling bold, ask the interviewer what they personally enjoy about working there. This can give you valuable insight and also make you more memorable.
Interviews can be nerve wracking, but by preparing well for it, you should do just fine. If there’s one piece of advice that might help, it’s to remember that your interviewer is human too! Take your time with answering questions, and don’t be afraid to ask questions about the job. After all, an interview isn’t just to see if you’re the right candidate - it’s also to see if the job is right for you too!
*contributed post*
Yesterday we celebrated my best friend and amazing mom for her birthday! To be honest- the celebration was not how we planned it as some of y'all know I have been pretty sick for the last couple of days (thankful to be feeling better today!), but it was still so precious. Behind the scenes this woman has walked through trials with more courage than I could ever imagine, she loves unconditionally, believes the impossible will happen, and is my biggest cheerleader and best friend, I am honored to call her mom. I love you so much. I am looking forward to all of the good things that God has in store for her this coming year.
Daily behind the scenes I get to witness this amazing and courageous woman thoughtfully and intentionally loving each person she comes in contact with. She doesn't hurry by people but truly stops and loves. She listens and encourages, has a faith that is inspiring, and has walked through more things than I could ever imagine still finding beauty each day. Thank you mommy for living the following quote in millions of ways behind the scenes for so many...
"And I could be sitting on the sidelines, in blissful ignorance of the brokenness that surrounds me, enjoying the whole-ness of a sweet and sheltered life. Missing out on the beauty of breaking off pieces of my heart and my life to make another whole. That's the beauty of a life of brokenness-by-decision: A shattered heart, seeping out the sacrifice of praise. A life cracked open and poured out in worship to Him. An invitation for God Himself to [work in love]."
// Foster the Family //
Businesses are up against some tough competition - and a lot of it. It’s why many businesses actively look to streamline their efforts so that they’re able to get more done with the time that they do have available, both during working hours and out of hours.
If you’re looking to make changes to your business efforts this year, then here are several ways in which you can streamline your efforts to make way for new opportunities that would otherwise be missed.
Ask your employees for feedback
First and foremost, speak to your employees. Your employees are often forgotten about when it comes to making improvements in the workplace, yet they are the ones that often live and breath the work life - so chances are, they’re going to know what needs to change in order to improve efficiency in the workplace.
Checking in with your employees is a useful practice and something that you should be proactive in doing as often as you can. From weekly meetings to monthly 1-2-1s, these are the opportunities where you can get guidance from them about what could be done to improve their own productivity, as well as the team they’re working in, in general.
Employees want to feel valued, and helping them improve their own workloads and efficiency within their job is surely going to keep them within the business for the long-run.
Reduce workloads by outsourcing tasks or projects
Part of the problem when it comes to efficiency within the workplace is that often the employees are overworked and overloaded with workloads that they can’t keep up with. The more you oversubscribe your employees with work, the more challenging it becomes to be efficient and to also provide a high-quality output of work.
With that being said, a good way to help streamline business efforts is by outsourcing tasks and projects externally. When there are not enough resources in-house or those resources are overstretched, then reducing your workload with outsourcing is definitely a method of working that works very well.
Make use of data management platforms
Data management platforms are certainly something worth taking advantage of when it comes to managing your data. The importance of data has certainly become more significant in recent years, and how you manage that data is certainly important.
Ensuring your sales and marketing teams are digesting the right data is imperative to the success of their efforts in securing more sales and marketing to the right audience. Having a platform where you can collect this data and manage it successfully is certainly helpful.
Automate processes where possible
Automation is a type of technology that is heavily used nowadays and chances are, your business is using it already in some capacity.
With automation, it does the mundane and repetitive tasks so your employees don’t have to. That in practice, frees up a lot more time for your employees to then focus on what matters and what could be opening up new opportunities and doors for the business in general.
Alongside automation, you have machine-learning technology like AI, providing a helping hand to streamline your business efforts this year.
Embrace technology in all areas of business
Technology should be embraced in all areas of business rather than just in one particular team. There are many benefits to transitioning to a more technology-heavy way of working. It’s also the new way of working nowadays, particularly as most people revolve their life and business around the online world.
Take a look at what you’re doing operationally as a business. Take each operational effort or workflow and take a closer look at what could be helped with technology and the available technology that you could invest in.
A lot of the technology nowadays is highly affordable too, which is what certainly makes it worthwhile for any business to take advantage of.
Be more selective with recruitment
Recruitment is important for a business to grow, but it’s also something you want to be super mindful of when it comes to keeping your risk low. After all, you don’t want to hire anyone who ultimately becomes dead weight for the business. Every employee also carries financial risk, so you should try to be more selective about who you hire this year.
Streamlining your business efforts in 2025 should be on your to-do list this year. There are many ways in which you can trim the fat from your business so that it’s a leaner and powerful machine. Make use of these tips to make it happen for your business in 2025.
*contributed post*
Happy Monday friends! I hope that you had a wonderful weekend! Today I am so excited to share with y'all the sweetest altered book journal for spring that was added to the shop this weekend!
This adorable Anne of Green Gables Journal is now available for purchase! (You can find it HERE!)
From the opening pages every detail has been carefully considered.
This drawing in the book just makes me smile- Matthew and his 50 lb bag of sugar! So sweet!
And of course the dress with puffed sleeves!
Such a sweet, sweet memory!
Ann with an E. *smiles*
The precious color schemes and ribbon that has so many different textures to the adorable surprise ephemera packet that comes with this order... every bit of this book has been altered with love and care to create an heirloom piece for you.
You can find this adorable journal HERE!
One of my favorite scenes is the boat scene!
If you have been around the blog for a while then you know that I love Anne of Green Gables and spent time on Prince Edward Island in a special trip back in 2017 and then returned again in 2019! You can read all about these adventures HERE and HERE!
So this was a bit nostalgic to step back into the Anne of Green Gables world and create this specific book journal, truly became one of my favorites as it came together.
I always love when there is a fun "tuck spot" in the junk journals! This one was so cute to add in!
This beautiful journal is a Spring Lovers dream. Oh and did I mention the size?!? At approximately 6x8 in size it is the perfect size junk journal!
No matter how you would use this journal it would be precious. *smiles*. Isn't the back adorable?!?
This beautiful altered book journal is the perfect gift for yourself or for a loved one to write down precious moments and save the priceless scraps of time from each day! Thank you again for your support of the shop! It is truly a blessing to my mom and I who run it!
To purchase this one of a kind and bespoke journal click HERE.
Happy Monday friends! I hope that you have a wonderful day!
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