i was three hundred thousand in medical debt

How illness left me with more than $300,000 in medical debt.

I shared one of the most vulnerable posts on instagram yet.... how I was in $300,000 in medical debt. Before you read anymore here, I would be honored if you would please head on over to watch, comment, and like the reel by clicking HERE! 

You may be curious about why I ask for you to watch, comment and like my reels. I understand that in the world we live in and the constant reels and pictures it may not seem like a lot, but to me this means so much more than you realize. 

Every view, like, comment, and share on a reel truly matters more than most people realize. Instagram quietly uses those small signals to decide whether a post should be shown to more people. When you watch, tap the heart, or leave a thoughtful comment, you’re helping the story reach someone else who might need to hear it too. For a small creator like me, those simple moments of encouragement from this community make a real difference and help Caravan Sonnet continue to grow in the Instagram space. So please take just a quick moment to click HERE to do this! 

Thank you.

My medical debt began accumulating in 2013, after being diagnosed with Advanced Late-Stage Lyme Disease, cancer, and multiple other serious illnesses. (You can read my health story HERE!)

I am incredibly grateful that I had strong health insurance, and it did cover a significant portion of medications and traditional medical care.

But what many people do not realize is that many of the treatments required for recovery are not covered by insurance.

* Specialist care across the country.

* Supplemental treatments.

* Specialty diets.

* Vitamins and supplements.

* Travel to clinics.

* Extended therapies.

Little by little, the costs continued to grow.

By 2018, the total had reached well over $300,000 in medical debt, and that was the year I began aggressively working to rebuild financially and pay it off.

Since then, step by step, the numbers have slowly changed.

Today I have paid off more than $260,000 and I am excited to share the journey of how I did this so aggressively over the last 8 years.  My current total debt is less than $40,000 and a full breakdown and explanation of this is coming in the future!

It is also important to say that medical debt is the only debt I have carried. Everyone’s financial journey is different, and many people are rebuilding from different types of debt. This is simply mine.

Sharing this part of my story publicly was never something I planned to do. But I have learned that many people are quietly rebuilding their financial lives after illness, loss, or unexpected seasons.

So if you are also in a rebuilding era… a starting-over era… or simply trying to move forward one step at a time…

I hope you feel welcome here.

If you feel comfortable sharing, tell me where you are on your financial journey right now in the comments or feel free to send me an email. I would love to connect. 

Your financial story and rebuilding journey are welcome here.

Caravan Sonnet | Medical Debt | Debt Free Journey

Again, please head on over to watch, comment, and like the reel by clicking HERE! Thank you! 

Happy Saturday friends! I hope you have the best start to your weekend!